Conventional mortgages are the most popular option for borrowers looking to purchase or refinance a home. Your client may choose between a fixed- and adjustable-rate mortgage with terms ranging from 10 to 30 years. Conventional mortgages are not insured or guaranteed by any government agency and may be sold to Fannie Mae or Freddie Mac.
Does your client qualify for a conventional loan?
Put down as little as 5%
Credit scores down to 620
Primary home cash out up to 80% LTV
Investment property cash out up to 75% LTV
2025 Conforming loan limit $806,500
Rate/Term up to 95% LTV
Usually require less paperwork
Manufactured homes
TX 50 (a)(6) Cash out
Looking for a specific product not listed above?
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